Insurance solutions designed for individuals and families
Insurance is not about fear — it’s about preparation, stability, and peace of mind.
Personal Insurance Solutions
Life Insurance
Coverage is designed to provide financial protection and long-term planning support for long-term planning.
Mortgage Insurance
Insurance solutions are intended to help protect mortgage obligations.
Final Expense Insurance
Coverage designed to pay end-of-life expenses.
Disability Insurance
Income replacement insurance that pays you 24 months, or until age 65 in the event of a qualifying disability. Sickness, accident or injury and unable to work. Get up to $10,000 Monthly income protection
Protect your mortgage, Rent payment and monthly expenses, loans, credit card payments, lines of credits and more
Critical Illness Insurance: Coverage that pays you a lump sum of money following the diagnosis of a covered critical illness.
Hospitalization & Confinement Insurance
Insurance is designed to pay you while confined in a hospital and unable to work
Children’s & Juvenile Insurance
Life and critical illness insurance designed specifically for children and youth.
Insurance with Investment Components
Insurance solutions that include an investment element, Dividence, Cash value increases, and increase over time. Lock in premiums and choose to pay off in 10 or 20 years. Coverage can start as early as 15 days after birth. best value and savings
Non-Medical Insurance Options
Coverage designed for individuals who may have difficulties qualifying for traditionally underwritten insurance. These solutions offer simplified or guaranteed-issue coverage without medical underwriting, subject to product terms, conditions, and eligibility requirements. Products include: life Insurance, critical Illness insurance, hospitalization riders and accident and dismemberment insurance.
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